Talk to a local advisor, free
VA benefits in Georgia

Aid and Attendance for Memory Care in Georgia

Georgia won't let an assisted living community advertise dementia care, or charge more for it, unless it meets the state's memory care center rules. Here's what those rules require and how Aid and Attendance fits.

An older man in a straw hat painting a landscape outdoors on a sunny day
Photo: Cloud11 on Pixabay / Pixabay Content License

Key takeaways

  1. Dementia often meets the medical test. Needing supervision for safety counts.

  2. Certified memory care centers. Required to market dementia care.

  3. Staffing floors. One trained aide per 12 residents while awake.

  4. Milledgeville offers Alzheimer's care. For eligible veterans who need a nursing home.

Dementia changes what safety means. A parent who can still walk and dress may wander at night or forget the stove. For VA, that need for protection is what counts, and in Georgia it also decides which kind of residence can care for them.

Below: why dementia often qualifies, what Georgia expects of a memory care center, which state home offers Alzheimer’s care, and how Medicaid fits in.

Who qualifies, including edge cases

Eligibility doesn’t change at the state line. VA asks for 90 days of active duty including at least one wartime day (24 months or the full call-up for most who joined after Sept. 7, 1980), a discharge that isn’t dishonorable, and net worth below $163,699 counting both assets and a year’s income, with a 36-month look-back on gifts123. In memory care, the medical piece is needing another person for daily activities or for safety, which the doctor records on VA Form 21-268045. Our national guide covers each rule in depth.

  • Widows and widowers. A surviving spouse of a wartime veteran applies on their own needs with VA Form 21P-534EZ6.
  • Younger applicants. Someone under 65 also has to be permanently and totally disabled.
  • The family home. A primary residence and up to two acres are left out of net worth7.

Why veterans with dementia often qualify

VA’s test isn’t only about bathing and dressing. Someone also qualifies when a physical or mental condition means they regularly need help to stay safe from the hazards of daily life4. If the doctor writes down wandering, getting lost or mismanaging medicines on VA Form 21-2680, that’s the evidence VA needs5.

If the dementia might be tied to service, such as an old head injury, see dementia and service connection.

How the pension helps with memory care

For 2026, Aid and Attendance tops out at $29,093 a year for a single veteran, $34,488 with a spouse, and $18,697 for a surviving spouse89. VA pays the gap between that ceiling and countable income, which is why memory care costs that bring income down push the check up.

For someone who needs a protected setting, memory care fees, including room and board when the residence supplies the supervision, count as medical expenses10. Because memory care usually costs more than ordinary assisted living, the bill alone often brings countable income to zero.

Georgia's memory care center rules

Under Rule 111-8-63-.19, an assisted living community that holds itself out as offering specialized dementia care, or charges dementia residents more, must meet extra requirements11. The ones families can check on a tour:

  • A written description. Covering admission screening, staffing patterns, safety features, activities, the fee structure for every service and the discharge criteria. Ask for it11.
  • Staffing floors. At least one dementia-trained direct care worker for every 12 residents during waking hours and every 15 overnight, two direct care staff on site at all times, and nurse hours that rise with the number of residents, from 8 to 40 a week11.
  • A safe layout. Secured, wheelchair-accessible outdoor walkways, an automated alert when someone leaves without authorization, and bedrooms for no more than two11.
  • Training and care plans. Four hours of dementia orientation for all staff within 30 days, and a written care plan reviewed at least quarterly with family input where possible11.

The written description is useful for VA, too: it documents that the setting exists to supervise residents like your parent. Browse Georgia memory care.

Georgia's state homes and dementia care

The Georgia War Veterans Home in Milledgeville provides skilled nursing and specialty care for residents with Alzheimer’s disease1213. It’s a nursing home, so a veteran must be approved by VA for skilled nursing care, and applicants with behavioral or psychiatric needs beyond what the home can handle are reviewed case by case before admission14. See Georgia’s state veterans homes.

A Georgia worked example

Georgia publishes no memory care price, so this uses a family’s own figures.

Here is how the numbers work for the widow of a Vietnam-era Air Force veteran in Roswell, who has $22,000 a year in income and spends $36,000 a year on care and medical bills. VA ignores the first $584 of those costs (5% of the basic rate for a surviving spouse)159, so $35,416 is deducted and countable income falls to $0. Subtracting that from the $18,697 ceiling leaves $18,697 a year, roughly $1,558 a month9. At $22,584 or more in yearly care costs, the full $18,697 is paid.

Memory care and Georgia Medicaid

Georgia’s Elderly and Disabled Waiver can pay for Alternative Living Services in a residence for members who meet nursing home level of care, and its rules count Alzheimer’s and other dementias as physical conditions when judging functional impairment16. Not every memory care center accepts the waiver, so ask early. Room and board stays with the family.

Georgia’s Medicaid program is run by the Department of Community Health, and the Division of Family and Children Services (DFCS) decides eligibility. For nursing home care and the waiver programs, the 2026 income cap is $2,982 a month for one person, and countable resources must be $2,000 or less ($3,000 for a couple)17. Income at or above the cap doesn’t end the conversation: Georgia lets the applicant set up and fund a Qualified Income Trust, sometimes called a Miller trust18. When one spouse needs care, the spouse at home can keep up to $162,660 in resources in 2026, and DFCS can divert income up to a $4,066.50 monthly maintenance standard17.

Gifts made in the 60 months before applying can delay coverage under the federal Medicaid look-back19. DFCS sets the penalty by dividing the uncompensated value by Georgia’s average nursing home private-pay billing rate, which rose from $10,798 to $11,122 a month on April 1, 202617. That’s a state average used for penalties, not what any particular home charges.

Mistakes to avoid

  • Trusting a 'memory care' sign without checking. Ask to see the written description11.
  • Leaving supervision needs off Form 21-2680. That's what qualifies your parent4.
  • Waiting for a crisis. A state home bed needs VA approval for nursing care first20.

How to apply

  1. Protect the start date. An intent to file (VA Form 21-0966) holds your effective date for a year while you gather papers2122.
  2. Have the doctor fill out Form 21-2680. In a nursing home, the facility uses Form 21-0779 instead523.
  3. Submit the claim. Form 21P-527EZ for veterans or 21P-534EZ for survivors, plus proof of income, assets and care costs246.
  4. Book a GDVS Veterans Service Officer. Find the Veterans Field Service Office assigned to your county on the GDVS locator and call ahead for an appointment. The department's main line is 404-656-23002526.
  5. Ask for the center's written description. It supports the VA medical evidence.

Next steps

Tour at least two memory care centers, compare their written descriptions with what your parent needs now and may need in a year, and ask how they handle discharge. Then compare options in Georgia memory care.

FAQs

Families also ask

Short answers based on VA and state rules.

  • Often, when the person needs supervision to stay safe4.

Browse the directory

Compare care settings in Georgia

State-licensed listings from public records. We never show a facility’s prices and nobody pays to be listed higher.

References

Sources

  1. eCFR, Title 38. 38 CFR 3.3: Pension. Accessed October 22, 2026.
  2. eCFR, Title 38. 38 CFR 3.274: Net worth and VA pension. Accessed October 22, 2026.
  3. eCFR, Title 38. 38 CFR 3.276: Asset transfers and penalty periods. Accessed October 22, 2026.
  4. eCFR, Title 38. 38 CFR 3.352: Criteria for determining need for aid and attendance and permanently bedridden. Accessed October 22, 2026.
  5. U.S. Department of Veterans Affairs. About VA Form 21-2680. Accessed October 22, 2026.
  6. U.S. Department of Veterans Affairs. About VA Form 21P-534EZ. Accessed October 22, 2026.
  7. eCFR, Title 38. 38 CFR 3.275: Criteria for evaluating net worth. Accessed October 22, 2026.
  8. U.S. Department of Veterans Affairs. Current pension rates for Veterans (rates effective December 1, 2025). Accessed October 22, 2026.
  9. U.S. Department of Veterans Affairs. Current Survivors Pension benefit rates. Accessed October 22, 2026.
  10. eCFR, Title 38. 38 CFR 3.278: Deductible medical expenses. Accessed October 22, 2026.
  11. Georgia Department of Community Health. Rules 111-8-63: Assisted Living Communities, including Rule 111-8-63-.19 on certified memory care centers. Accessed October 22, 2026.
  12. Georgia Department of Veterans Service. GDVS 2026 Resource Guide (state benefits, war veterans homes, field office directory). Accessed October 22, 2026.
  13. Georgia Department of Veterans Service. Press release, August 6, 2026: HMR Veterans Services selected to operate GWVH-Milledgeville from October 1, 2026. Accessed October 22, 2026.
  14. Georgia Department of Veterans Service. Application for Admission to a Georgia War Veterans Home (terms and conditions of admission). Accessed October 22, 2026.
  15. eCFR, Title 38. 38 CFR 3.272: Exclusions from income (medical expense deduction above 5% of the MAPR). Accessed October 22, 2026.
  16. Georgia Department of Community Health. Elderly and Disabled Waiver Program (EDWP): CCSP and SOURCE services and eligibility. Accessed October 22, 2026.
  17. Georgia Division of Family and Children Services. Medicaid Policy Manual Appendix A1: ABD Financial Limits 2026 (Medicaid cap, resources, transfer divisor, PNA, spousal standards). Accessed October 22, 2026.
  18. Georgia Division of Family and Children Services. Medicaid Policy Manual section 2407: Qualified Income Trust. Accessed October 22, 2026.
  19. Social Security Administration. Social Security Act section 1917: Liens, adjustments and recoveries, and transfers of assets (60-month look-back). Accessed October 22, 2026.
  20. Georgia Department of Veterans Service. War Veterans Homes: eligibility criteria. Accessed October 22, 2026.
  21. U.S. Department of Veterans Affairs. Your intent to file a VA claim. Accessed October 22, 2026.
  22. U.S. Department of Veterans Affairs. About VA Form 21-0966 (Intent to File). Accessed October 22, 2026.
  23. U.S. Department of Veterans Affairs. About VA Form 21-0779. Accessed October 22, 2026.
  24. U.S. Department of Veterans Affairs. About VA Form 21P-527EZ. Accessed October 22, 2026.
  25. Georgia Department of Veterans Service. Find a Veterans Field Service Office near you (offices and counties served). Accessed October 22, 2026.
  26. Georgia Department of Veterans Service. War Veterans Homes: daily fee, Aid and Attendance, 70% service-connected rule. Accessed October 22, 2026.
  27. Georgia Department of Veterans Service. Benefits Assistance: VA-accredited Veterans Service Officers in Veterans Field Service Offices. Accessed October 22, 2026.
  28. U.S. Department of Veterans Affairs. Get help from a VA accredited representative or VSO. Accessed October 22, 2026.
About this article

Written by

WeFoundCare Editorial Team

Senior care research and editing

We research senior care programs from official sources and explain them in plain language. We are not a VA-accredited representative.

We write from VA rules, federal regulations and official state sources, and cite every figure with its effective date. Cost figures are statewide public figures, never a quote for any facility. We don’t accept payment to feature or rank communities. Our editorial standards · How we get our data

Photos: Cloud11 on Pixabay (Pixabay Content License).

This article is general information, not legal, medical or financial advice. WeFoundCare is not a VA-accredited representative and cannot help file claims. Free help is available from accredited Veterans Service Organizations and county veteran service officers.