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Care homes in St. Cloud, FL

5 small licensed residential care homes (board and care, adult family and personal care homes).

Care homes
5
in St. Cloud
Licensed capacity
29
across all 5
Adults 65+
8,014
Census estimate for St. Cloud
Licensed spaces per 1,000 adults 65+
3.6
city total vs. Census 65+ estimate
Within 25 miles
67
of the center of St. Cloud
Showing 1–5 of 5 care homes
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Source: Florida AHCA, FloridaHealthFinder - ALF and Adult Family-Care Home exports, as of Oct 17, 2026. Distance is measured from the center of St. Cloud (U.S. Census Bureau).

Nearby

Care homes near St. Cloud

Counting neighboring towns, there are 67 care homes within 25 miles of the center of St. Cloud, 62 more than in St. Cloud itself. Distances are straight-line miles.

Closest outside St. Cloud

See all 67 within 25 miles

Local overview

Care homes in St. Cloud at a glance

There are 5 care homes in St. Cloud, FL, according to Florida AHCA records. They are spread over 2 ZIP codes, with the largest group (4) in 34771. All 5 that report their size have 5 or 6 residents.1

By ZIP code

  • 347714
  • 347691
Care homes in St. Cloud by the ZIP code on their license or certification record.1

By licensed capacity

  • 4 residents or fewer0
  • 5 or 6 residents5
  • 7 residents or more0
Size is the licensed capacity on the public record.1

Licensing and oversight

How care homes are regulated in Florida

In Florida, the Florida Agency for Health Care Administration licenses residential care homes. Its public records are the source for the care homes listings on this page.1

Report a problem
Contact the Florida Agency for Health Care Administration about a licensed community, or the Florida long-term care ombudsman at (888) 831-04041 2.

Paying for care

Ways to pay for care homes in Florida

Programs that can help, by name. Eligibility rules are set by each program, so confirm with the agency before you plan around one.

Medicaid
The Florida Medicaid program can cover long-term care for people who qualify on income, assets and care needs. Which services it covers depends on the program, so ask the state Medicaid agency.3 Medicaid waivers pay for care services, not room and board.4 Florida Medicaid agency
Medicare
Medicare does not pay for long-term custodial care or for room and board. It still covers medically necessary care, such as doctor visits, hospital care, home health, hospice and prescriptions.5
Veterans benefits
Wartime veterans and surviving spouses who need help with daily activities may qualify for the VA pension with Aid and Attendance.6 The Florida Department of Veterans Affairs helps with claims (844-693-5838).7
Medicare counseling
Florida’s State Health Insurance Assistance Program (SHIP) gives unbiased one-on-one help with Medicare and related coverage questions: 18009635337.8

Local resources

Local help for families in St. Cloud

Official agencies and nonprofit helplines, with phone numbers and links taken from their own directories.

  • Area Agency on Aging

    Aging services for Osceola County9

    1-800-677-1116

    The Eldercare Locator connects you with the Area Agency on Aging that serves Osceola County.

    Website
  • Long-term care ombudsman

    East Central District2

    (407) 245-0651

    Free, independent advocate for residents of care facilities in Osceola County.

  • Report abuse or neglect

    Florida Adult Protective Services

    800-962-2873

    Adult Protective Services takes reports about adults at risk.

    Website
  • Medicare counseling (SHIP)

    Serving Health Insurance Needs of Elders (SHINE)8

    18009635337

    Website
  • Veterans benefits

    Florida Department of Veterans Affairs7

    844-693-5838

    Website
  • Medicaid

    Florida Medicaid agency3

    Website

Questions families ask

Frequently asked questions about care homes in St. Cloud

How many care homes are in St. Cloud, FL?

WeFoundCare lists 5 care homes in St. Cloud, FL, from public licensing and certification records. Within 25 miles of the center of St. Cloud there are 67.

How many residents can care homes in St. Cloud serve?

5 of the 5 care homes report licensed capacity, for a combined 29 residents. The Census Bureau estimates 8,014 adults age 65 and older live in St. Cloud.

Which St. Cloud ZIP codes have the most care homes?

34771 (4), 34769 (1). In all, 2 ZIP codes in St. Cloud have at least one.

Who licenses care homes in Florida?

The Florida Agency for Health Care Administration licenses care homes in Florida. You can check a community’s license in the agency’s public records.

Who can help if there is a problem with care in St. Cloud?

The long-term care ombudsman is a free, independent advocate for residents. In Osceola County, call (407) 245-0651. To report suspected abuse or neglect, call Florida Adult Protective Services at 800-962-2873.

Are there care homes near St. Cloud?

Nearby cities with listings include Kissimmee (18, 9.4 mi), Orlando (54, 12.1 mi), Poinciana (1, 14.4 mi).

Methodology

About this data

How the figures on this page are built. Each number links to its source below.

  • Listings come from Florida AHCA (FloridaHealthFinder - ALF and Adult Family-Care Home exports), Oct 17, 2026.1 A listing appears under the city on its license or certification address.
  • Adults 65+ is the Census Bureau’s 2020–2024 American Community Survey 5-year estimate for St. Cloud (Census place). Census boundaries can differ from the mailing-address city used for listings, so per-1,000 figures are a guide, not a precise rate.10
  • Licensed capacity is the figure on the public record; 5 of 5 care homes report it.
  • Distances are straight-line miles from the center of St. Cloud (U.S. Census Bureau place center). “Nearby” means within 25 miles and can include other states.
  • Agency contacts come from each program’s own directory and are checked when we rebuild the data. WeFoundCare does not rate or rank communities.

Sources and references

  1. Florida Agency for Health Care Administration: FloridaHealthFinder - ALF and Adult Family-Care Home exports. quality.healthfinder.fl.gov/Facility-Provider/ALF Accessed Oct 17, 2026.
  2. National Long-Term Care Ombudsman Resource Center / National Consumer Voice for Quality Long-Term Care: Find your Long-Term Care Ombudsman. theconsumervoice.org/get-help Accessed Oct 18, 2026.
  3. National Association of Medicaid Directors: Medicaid Directors. medicaiddirectors.org/about/medicaid-directors Accessed Oct 18, 2026.
  4. 42 CFR §441.310 via LII: Limits on FFP (room and board excluded from HCBS waiver). law.cornell.edu/cfr/text/42/441.310 Accessed Oct 17, 2026.
  5. CMS / Medicare.gov: Long-term care coverage. medicare.gov/coverage/long-term-care Accessed Oct 17, 2026.
  6. U.S. Department of Veterans Affairs: Aid and Attendance benefits and Housebound allowance. va.gov/pension/aid-attendance-housebound Accessed Oct 18, 2026.
  7. U.S. Department of Veterans Affairs: State Veterans Affairs Offices. discover.va.gov/external-resources Accessed Oct 18, 2026.
  8. SHIP National Technical Assistance Center (funded by the U.S. Administration for Community Living): Find your local SHIP. shiphelp.org/ships Accessed Oct 18, 2026.
  9. U.S. Administration for Community Living: Eldercare Locator. eldercare.acl.gov Accessed Oct 18, 2026.
  10. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table B01001. data.census.gov/table/ACSDT5Y2024.B01001 Accessed Oct 18, 2026.