Talk to a local advisor, free

Memory care in St. Cloud, MN

6 memory care communities with a state Alzheimer or dementia care license, certificate or special care unit.

Memory care communities
6
in St. Cloud
Adults 65+
9,413
Census estimate for St. Cloud
Within 25 miles
21
of the center of St. Cloud
Memory CareAssisted Living 24Home Care 17Nursing Homes 2Senior Apartments 8
Showing 1–20 of 21 memory care communities within 25 mi of St. Cloud
Filters
Sort: Nearest
Map view
Representative photo of a nursing home, not Mother of Mercy
Nursing HomeMemory Care

Mother of Mercy

2 of 5· Below average
230 Church Ave, Albany, MN 56307
Beds76
AcceptsMedicare, Medicaid
Penalties2 fines
(320) 845-2195
20.4 mi from city center
View detailsRequest info
Page 1 of 2
12
Source: Minnesota MDH, Health Care Provider Directory (Assisted Living, Home Care, Boarding Care), as of Oct 17, 2026. Distance is measured from the center of St. Cloud (U.S. Census Bureau).

Nearby

Memory care communities near St. Cloud

Counting neighboring towns, there are 21 memory care communities within 25 miles of the center of St. Cloud, 15 more than in St. Cloud itself. Distances are straight-line miles.

Closest outside St. Cloud

See all 21 within 25 miles

Nearby cities

Within 25 miles, closest first

Local overview

Memory care in St. Cloud at a glance

St. Cloud has 6 memory care communities in our directory, drawn from Minnesota MDH records. They are spread over 3 ZIP codes, with the largest group (3) in 56304.1

By ZIP code

  • 563043
  • 563032
  • 563011
Memory care communities in St. Cloud by the ZIP code on their license or certification record.1

Licensing and oversight

How memory care is regulated in Minnesota

In Minnesota, Minnesota Department of Health (MDH), Health Regulation Division licenses and inspects residential care settings such as memory care.2 Minnesota licenses dementia care as its own category: a facility that advertises or provides it needs that license.2 Of the 6 memory care communities listed in St. Cloud, 6 hold a state Alzheimer’s or dementia certification or license.1

Staff dementia training
Supervisors of direct care: 8 h of dementia training plus 2 h on mental illness/de-escalation within 120 working hours of hire, then 2 h + 1 h every year. Direct-care staff: 8 h + 2 h within 160 working hours, then 2 h + 1 h every year.2
Secured units and exits
A secured dementia care unit must meet the NFPA 101 (2018) health care (limited care) occupancy chapter. Existing units must have automatic sprinklers by August 1, 2029.2
Staffing
Staffing must be sufficient for residents' needs. Overnight staffing must be based on residents' sleep patterns and needs. Dementia-trained staff only. Awake staff on site 24/7 (all ALFs).2
Inspections
Survey at least once every 2 years without advance notice. Provisional licensees are surveyed within the provisional period.2
Report a problem
Call 651-201-4201 (OHFC); 1-844-880-1574 (MAARC, 24/7).3

Paying for care

Ways to pay for memory care in Minnesota

Programs that can help, by name. Eligibility rules are set by each program, so confirm with the agency before you plan around one.

Medicaid
Minnesota Medical Assistance (MA) with the Elderly Waiver (EW).4 Waiver programs for care at home or in a residential setting: Elderly Waiver (EW)4. Medicaid waivers pay for care services, not room and board.5 Minnesota Medicaid agency6
Medicare
Medicare does not pay for long-term custodial care or for room and board. It still covers medically necessary care, such as doctor visits, hospital care, home health, hospice and prescriptions.7
Veterans benefits
Wartime veterans and surviving spouses who need help with daily activities may qualify for the VA pension with Aid and Attendance.8 The Minnesota Department of Veterans Affairs helps with claims (888-546-5838).9
Medicare counseling
Minnesota’s State Health Insurance Assistance Program (SHIP) gives unbiased one-on-one help with Medicare and related coverage questions: 1-800-333-2433.10

Local resources

Local help for families in St. Cloud

Official agencies and nonprofit helplines, with phone numbers and links taken from their own directories.

  • Area Agency on Aging

    Aging services for Sherburne County11

    1-800-677-1116

    The Eldercare Locator connects you with the Area Agency on Aging that serves Sherburne County.

    Website

  • Long-term care ombudsman

    Office of the Ombudsman for Long-Term Care12

    (218) 855-8717

    Free, independent advocate for residents of care facilities in Sherburne County.

  • Report abuse or neglect

    Minnesota Adult Protective Services

    844-880-1574

    Adult Protective Services takes reports about adults at risk.

    Website

  • Medicare counseling (SHIP)

    Minnesota Aging Pathways10

    1-800-333-2433

    Website

  • Veterans benefits

    Minnesota Department of Veterans Affairs9

    888-546-5838

    Website

  • Medicaid

    Minnesota Medicaid agency6

    Website

  • Dementia support

    Alzheimer’s Association 24/7 Helpline13

    1-800-272-3900

    Find the chapter that serves Minnesota.

    Website

Questions families ask

Frequently asked questions about memory care in St. Cloud

How many memory care communities are in St. Cloud, MN?

WeFoundCare lists 6 memory care communities in St. Cloud, MN, from public licensing and certification records. Within 25 miles of the center of St. Cloud there are 21.

Do memory care communities in St. Cloud have a state dementia credential?

Every memory care listing on this page has a state record for dementia care: 6 hold a state Alzheimer’s or dementia certification or license.

Which St. Cloud ZIP codes have the most memory care communities?

56304 (3), 56303 (2), 56301 (1). In all, 3 ZIP codes in St. Cloud have at least one.

Who licenses memory care in Minnesota?

Minnesota Department of Health (MDH), Health Regulation Division licenses memory care in Minnesota. You can check a community’s license in the agency’s public records.

Who can help if there is a problem with care in St. Cloud?

The long-term care ombudsman is a free, independent advocate for residents. In Sherburne County, call (218) 855-8717. To report suspected abuse or neglect, call Minnesota Adult Protective Services at 844-880-1574.

Are there memory care communities near St. Cloud?

Nearby cities with listings include Sauk Rapids (3, 4.8 mi), Sartell (3, 6.6 mi), St. Joseph (1, 6.9 mi).

Guides

Guides for families choosing memory care

Other types of care

Other senior care in St. Cloud

Methodology

About this data

How the figures on this page are built. Each number links to its source below.

  • Listings come from Minnesota MDH (Health Care Provider Directory (Assisted Living, Home Care, Boarding Care)), Oct 17, 2026.1 A listing appears under the city on its license or certification address.
  • Adults 65+ is the Census Bureau’s 2020–2024 American Community Survey 5-year estimate for St. Cloud (Census place). Census boundaries can differ from the mailing-address city used for listings, so per-1,000 figures are a guide, not a precise rate.14
  • Distances are straight-line miles from the center of St. Cloud (U.S. Census Bureau place center). “Nearby” means within 25 miles and can include other states.
  • Agency contacts come from each program’s own directory and are checked when we rebuild the data. WeFoundCare does not rate or rank communities.

Sources and references

  1. Minnesota Department of Health: Health Care Provider Directory (license lookup). health.state.mn.us/facilities/regulation/directory/providersearch.html Accessed Oct 17, 2026.
  2. Minnesota Office of the Revisor of Statutes: Minn. Stat. ch. 144G Assisted Living. revisor.mn.gov/statutes/cite/144G/full Accessed Oct 17, 2026.
  3. Minnesota DHS: Adult protection / MAARC 1-844-880-1574. mn.gov/dhs/disability-aging/adult-protection Accessed Oct 17, 2026.
  4. Minnesota DHS: Elderly Waiver. mn.gov/dhs/people-we-serve/seniors/services/home-community/programs-and-services/elderly-waiver.jsp Accessed Oct 17, 2026.
  5. 42 CFR §441.310 via LII: Limits on FFP (room and board excluded from HCBS waiver). law.cornell.edu/cfr/text/42/441.310 Accessed Oct 17, 2026.
  6. National Association of Medicaid Directors: Medicaid Directors. medicaiddirectors.org/about/medicaid-directors Accessed Oct 18, 2026.
  7. CMS / Medicare.gov: Long-term care coverage. medicare.gov/coverage/long-term-care Accessed Oct 17, 2026.
  8. U.S. Department of Veterans Affairs: Aid and Attendance benefits and Housebound allowance. va.gov/pension/aid-attendance-housebound Accessed Oct 18, 2026.
  9. U.S. Department of Veterans Affairs: State Veterans Affairs Offices. discover.va.gov/external-resources Accessed Oct 18, 2026.
  10. SHIP National Technical Assistance Center (funded by the U.S. Administration for Community Living): Find your local SHIP. shiphelp.org/ships Accessed Oct 18, 2026.
  11. U.S. Administration for Community Living: Eldercare Locator. eldercare.acl.gov Accessed Oct 18, 2026.
  12. National Long-Term Care Ombudsman Resource Center / National Consumer Voice for Quality Long-Term Care: Find your Long-Term Care Ombudsman. theconsumervoice.org/get-help Accessed Oct 18, 2026.
  13. Alzheimer’s Association: 24/7 Helpline. alz.org/help-support/resources/helpline Accessed Oct 18, 2026.
  14. U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table B01001. data.census.gov/table/ACSDT5Y2024.B01001 Accessed Oct 18, 2026.